so if i'm trying to calculate the aftertax return on a new hire or a new investment in equipment, you know, what tax rates am i going to use, what's -- >> they're going to be higher. >> yeah, there's no chance, of course, that obama care will be undone now. for that you do have some certainty on that. but you still don't know exactly what the rates are going to look like. so i think the concern is that nothing will get done, and we'll go into a recession, so if you look at the reason the -- i mean this is the tenth worst reading on the index we've had in 37 years. i think the reason it went down is because people look out into the next six months and go, you know, we're in trouble here. >> are any of the small businesses that you're talking about saying what republicans say they're saying, and that is they're in the 2%? they pay those taxes like that? pore what the democrats say, that none of the real small businesses, it's only 2%. are any of them worried about the higher taxes that are going to happen on the top end? >> well, i'm sure they are. we did a special study with offering 7